Always I hate making tough choices in life. Sometimes I even hate making the small ones. But right now I strongly dislike that what dictates my life is finances.
Coming up I have the wedding of a very dear friend. I met her in college and even was around for when she and her soon-to-be husband first met. I got to watch their love grow and really just love being able to be with them whenever I can. I always feel close to them even though these days we don't get to spend much time together. I remember when they first got engaged and I swore that I would be at the wedding no matter what. I was originally planning to use my tax refund to fund my trip to the wedding. Now that I am going to owe the government money I am not sure that I can make it at all.
Even more difficult is knowing that the following weekend is General Conference and knowing that I have been planning to go in April since before I even knew the wedding date. However with this new debt that I will be owing I can only really choose one trip, and even that might be a stretch.
So I am feeling very torn, in my heart I know that going to conference and being with my branch will bring untold rewards. I want so much for things to work out all around, but I know that things don't always work that way. I guess this will take more thought and prayer and a little bit of planning before I know what is really going to happen. Wish me luck!
Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts
Monday, February 21, 2011
Thursday, February 17, 2011
Financial Woes
Of all the things that I want to talk about, the thing that is weighing the most in the front of my brain is my current tax season debacle.
I am at a time of great financial difficulty. I sometimes find that I am very jealous of the financial situation my parents had when they were my age. Though they have never been any kind of well off, at least at my age they had each other and an income that could cover their families needs. I have bills, bills and rent and only my income to support it.
I know somewhere deep down that I can do this. I can turn around my current financial situation with hard work and dedication to the task at hand, but I constantly feel the pressure. This is exactly why we are always cautioned to stay out of debt and this is the express reason why. I constantly feel like I am drowning. No wonder the real estate term for a house that is worth less than it's debt is called "under water".
The biggest stress is the feeling of never being able to get out. Just when I think that I got the situation under control the government needs more of my money, I mean what is that all about. Or the doctor charged me for services that weren't part of my preventative care.
So the current solution is that I will work and work hard and hopefully soon I will be able to find a second (part-time) job, at which I can work a little more and start to make a dent in this small iceberg of debt that I currently have. It is like anti-global warming in my wallet.
In the end, I know that this is a sacrifice that I must make, for not only my health and stress levels but also to increase my quality of life. I want to travel and can't, I am even looking at not being able to attend weddings and conference which are very important to me. And even more than that, I am looking to get married, not anytime in the near future, however when the right guy comes along I know that I personally can't marry him until this debt is taken care of. It is very important advice that I received that I wish I would have listened to long before this.
I am at a time of great financial difficulty. I sometimes find that I am very jealous of the financial situation my parents had when they were my age. Though they have never been any kind of well off, at least at my age they had each other and an income that could cover their families needs. I have bills, bills and rent and only my income to support it.
I know somewhere deep down that I can do this. I can turn around my current financial situation with hard work and dedication to the task at hand, but I constantly feel the pressure. This is exactly why we are always cautioned to stay out of debt and this is the express reason why. I constantly feel like I am drowning. No wonder the real estate term for a house that is worth less than it's debt is called "under water".
The biggest stress is the feeling of never being able to get out. Just when I think that I got the situation under control the government needs more of my money, I mean what is that all about. Or the doctor charged me for services that weren't part of my preventative care.
So the current solution is that I will work and work hard and hopefully soon I will be able to find a second (part-time) job, at which I can work a little more and start to make a dent in this small iceberg of debt that I currently have. It is like anti-global warming in my wallet.
In the end, I know that this is a sacrifice that I must make, for not only my health and stress levels but also to increase my quality of life. I want to travel and can't, I am even looking at not being able to attend weddings and conference which are very important to me. And even more than that, I am looking to get married, not anytime in the near future, however when the right guy comes along I know that I personally can't marry him until this debt is taken care of. It is very important advice that I received that I wish I would have listened to long before this.
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